the information we collect about you;
how that information may be used;
with whom it may be shared;
how you may access the information you provide us; and
your choices about such uses and disclosures.
Information We Collect About You
We may collect personal information that can identify you such as your name and e-mail address, as well as other information that does not identify you. When you provide personal information through the Insuree Platform or otherwise provide to us, the information may be sent to servers located in the Singapore and other countries around the world, such as the United States.
Information You Provide
We may collect and store any personal information you enter on the Insuree Platform or otherwise provide to us. This includes identifying information (such as your name, home or mailing address, e-mail address and telephone number), information about your home or prospective home, your financial and loan information (such as your income, assets or debts), personal information (such as your gender and age).
Information from Other Sources
We may also periodically obtain both personal and non-personal information about you from business partners, contractors, and other third parties. Examples of information that we may receive include information about your home and additional demographic information.
Information About Others
We may also collect and store personal information that you provide to us about other people, including their name, address, phone number, financial information or other personal information. You represent and warrant that you have obtained the necessary consents from those third parties to provide us with their personal information.
We use various technologies to collect information from your computer and about your activities on our websites. We automatically collect information from your browser when you visit our websites. This information includes your IP address, your browser type and language, access times, the content of any undeleted cookies that your browser previously accepted from us (see "Cookies" below) and the referring website address.
When you visit the Insuree Platform, we may assign your computer one or more cookies, to facilitate access to our websites, to personalize your online experience and to record information about your visit to our websites. Through the use of a cookie, we also may automatically collect information about your online activity on the Insuree Platform, such as the web pages you visit, the links or advertisements you click, or the other actions you conduct while on our websites. The cookies do not store any personally identifiable information about you. Most browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies. If you choose to decline cookies, please note that you may not be able to sign in or use some of the interactive features offered on the Insuree Platform.
We may use standard Internet technology, such as web beacons and other similar technologies, to track your use on the Insuree Platform. We also may include web beacons in promotional e-mail messages or newsletters to determine whether messages have been opened and acted upon. The information we obtain in this manner enables us to customise the Services we offer to deliver targeted advertisements and to measure the overall effectiveness of our online advertising, content, programming or other activities.
Information Collected by Third Parties
We may allow third parties, including our authorised service providers, advertising companies, and ad networks, to display advertisements on the Insuree Platform. We and these companies may use tracking technologies, such as cookies, to collect information about users who view or interact with these advertisements and connect to the Insuree Platform. The Insuree Platform does not provide any personal information to these third parties. This information allows us and these companies to deliver and gauge the effectiveness of targeted advertisements. Some of these third-party advertising companies may be advertising networks that are members of the Network Advertising Initiative, which offers a single location to opt out of ad targeting from member companies.
How We Use the Information We Collect
We may use information that we collect about you to:
deliver the products and services that you have requested;
manage your customer relationship and provide you with customer support;
perform research and analysis about your use of, or interest in, our products, services, or content, or products, services or content offered by others;
communicate with you by e-mail, postal mail, telephone and/or mobile devices about products or services that may be of interest to you either from us or other third parties;
develop and display content and advertising tailored to your interests on the Insuree platform;
verify your eligibility and deliver prizes in connection with promotions and contests;
manage our business; and
perform functions as otherwise described to you at the time of collection.
With Whom We Share Your Information
We want you to understand when and with whom we may share personal or other information we collect about you or your activities on our platform or your use of our Services.
We do not share your personal information with others except as indicated below or when we inform you and give you an opportunity to opt out of having your personal information shared. We may share all types of personal information with:
Authorised service providers
We may share your personal information with our authorised service providers that perform certain services on our behalf in connection our provision of the Services on the Insuree Platform. These service providers may include the Insurance Agents, their principals which are insurance providers, closing agents, other financial institutions, marketing and customer services firms, as well as companies that support contests, , surveys, or other features offered through the Insuree Platform, or that provide business analysis or website support. These service providers may have access to personal information needed to perform their functions but are not permitted to share or use such information for any other purpose.
When you express interest in products, services or promotions offered through the Insuree Platform or our Services, we may share your expression of interest with the businesses with which we partner to offer you those products, services, promotions, and/or contests, and, as applicable, their affiliates and third-party finder or marketing companies. When you elect to engage in a particular offer or programme, you authorise us to provide your e-mail address and other information to those businesses.
We may also disclose your information in the following situations:
In response to a subpoena or similar investigative demand, a court order or a request for cooperation from a law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. In such cases, we may raise or waive any legal objection or right available to us.
In connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, asset sale or in the unlikely event of bankruptcy.
Aggregated and Non-Personal Information
We may share aggregated information (i.e., information about you and other users collectively, but not specifically identifiable to you) and other non-personal information we collect under any of the above circumstances. We may also share it with third parties companies to develop and deliver targeted advertising on the Insuree Platform. We may combine non-personal information we collect with additional non-personal information collected from other sources. We also may share aggregated information with third parties, including advisors, advertisers, and investors, for the purpose of conducting a general business analysis. For example, we may tell our advertisers the number of visitors to our websites and the most popular features or services accessed. This information does not contain any personal information and may be used to develop website content, products and/or services that we hope you and other users will find of interest and to target content and advertising.
How We Protect Your Personal Information
Here at Insuree Pte Ltd, your personal data and the information that you share with us in confidence is treated with the utmost respect and care. Thus, the safety of your personal data is important to us and it is our policy to respect the confidentiality of information and the privacy of every individual.
You can also visit our website at www.insuree.me to view the details of this policy as listed here and which may be amended, supplemented, revised or modified from time to time. We also comply with local data protection and privacy laws in all our operations outside of Singapore.
We regard breaches of privacy very seriously and we have implemented measures to secure and protect information, such as training our employees who handle personal data to respect the confidentiality of such personal data, storing personal data in a combination of secure computer storage facilities and paper based files and other records, taking steps to protect the personal data we hold from misuse, loss, unauthorised access, modification or disclosure.
We cannot, however, secure personal data from cyber attacks, such as hacking, spyware, and viruses. Individuals cannot hold Insuree Pte Ltd liable for any unauthorised disclosure, loss or destruction of personal data arising from such risks.
The Act also requires us not to store personal data longer than necessary. We will cease to retain the personal data when it is no longer required for the purposes we originally notified the individual for or any business or legal needs.
How You May Access the Information You Provide Us
How to exercise a right to access the personal data we hold?
We will use all reasonable endeavours to keep personal data we hold accurate, complete, up-to-date, relevant and not misleading. Please contact us if you would like to access the personal data that we hold about you or if you would like to correct any personal data that is inaccurate, incomplete or out-of-date, or to request that your personal data be deleted.
To be informed of the personal data we possess, as given to us by individuals, a verification of identity will be required of the party requesting the information. Disclosure is made only to the individual whom the personal data pertains to.
How to exercise a right to remove consent to our access to an individual’s personal data?
To make a request to withdraw consent previously given, please contact us here.
How to lodge a complaint with regards to personal data?
We take any and every complaint against personal data very seriously and endeavor to ensure the address and satisfaction of all complaints that come through. Again, such complaints can be lodged here.
All requests to have personal data removed from our databases or physical storage facilities will be entertained and performed within the company’s reasonable abilities.
Using Our Platform from Outside Singapore
No Rights of Third Parties
How to Contact Us